Credit cards are an excellent tool for establishing credit. They are useful when traveling, for making online purchases, or for emergencies, such as an expensive car repair. Credit cards are also easily abused, tempting you to purchase things before you can really afford them. Establishing healthy credit card habits early is essential to avoid debt issues later.
Follow these links for more on using credit cards:
Credit card, debit card, loan...Let's clarify the difference.
Find six lessons on credit cards. Learn how to choose your first card, managing cards wisely and questions to help choose the best card for your lifestyle.
Understand credit card terminology and make wise choices. Learn to choose the right credit card for you.
Some "do's and don'ts" for using credit cards, plus tips and good-to-know secrets.
Take the credit card quiz and discover what every credit card user should know.
Find out the real costs of using a credit card.
Five red flags indicate when you have too much debt.
Just a few more reasons to read that fine print.