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TEACH Grant Questions & Answers

  1. What is the TEACH Grant all about?
  2. What happens if my major is taken off the "list"?
  3. Do I have to be a full-time student to qualify for the TEACH Grant?
  4. Can I qualify for TEACH Grants for both undergraduate and graduate study, in preparation for my teaching license?
  5. What are the academic qualifications to get or keep a TEACH Grant?
  6. What are my obligations in return for this money?
  7. What is the definition of full-time teaching?
  8. How do I apply for a TEACH Grant?
  9. How often do I have to apply/reapply?
  10. What happens if I change majors?
  11. Would I qualify for the TEACH Grant if my major is elementary education with a specialization in science or math?
  12. What happens if my cumulative GPA drops below a 3.25?
  13. Can I change my mind?
  14. When would I have to start making payments if it becomes a loan?
  15. Can the grant be denied if I have reached my aggregate maximum on loans?
  16. Can I get the grant for just one year? How about one semester? What if I'm going part-time?
  17. What happens if I get the grant as an undergraduate and then go on to graduate school?
  18. I'm doing my student teaching right now in a low-income school in a high-need field. Does that count towards my time in my agreement to serve?
  19. If I receive the TEACH Grant for my bachelor's degree and also receive the grant for a master's degree, do I have to do eight years of service?
1. What is the TEACH Grant all about?
Federal legislation established this nation-wide program to help attract teachers into high-need teaching areas (such as math, science, and second languages) taught in K-12 low-income schools. It allows for a grant of up to $4,000 per year for a student fully admitted to an upper division program in the College of Education and Human Service Professions and majoring in one of Minnesota's high-need teaching fields in qualifying undergraduate programs.
2. What happens if my major is taken off the "list"?
If the major was on the list at the time that you received the TEACH Grant, you will be permitted to fulfill the requirements by teaching in that area.
3. Do I have to be a full-time student to qualify for the TEACH Grant?
Full-time enrollment is not required. The TEACH Grant will be prorated for less than full-time enrollment.
4. Can I qualify for TEACH Grants for both undergraduate and graduate study, in preparation for my teaching license?
No. Because UMD offers a baccalaureate teacher preparation program for which students may receive a TEACH Grant, federal regulations state that we cannot also offer this grant for a post baccalaureate program that prepares for teaching licensure. However, you may qualify for a TEACH Grant at another school after receiving the grant for undergraduate study at UMD.
5. What are the academic qualifications to get or keep a TEACH Grant?
Students must have at least a 3.25 GPA for each payment period; or have a score above the 75th percentile on one section of an admissions test such as the SAT, ACT or GRE. In addition, you must meet UMD's Satisfactory Academic Progress (SAP) requirements.
6. What are my obligations in return for this money?
Students who receive the TEACH Grants must teach full-time for four years in the high-need subject area they have prepared for in a low-income school within the first eight years of completing their training (e.g., receiving their teaching license). If they fail to do this, all of their TEACH Grant money reverts to a Direct Unsubsidized Loan, with interest added on from the time the money was first received. This can add up to a significant loan burden.
7. What is the definition of full-time teaching?
You must meet the State's definition of a full-time teacher and spend the majority of your time teaching one of the high-need subject areas.
8. How do I apply for a TEACH Grant?
Indicate your interest in the TEACH Grant when you submit your FAFSA, and fill out a UMD TEACH Grant Application. To receive the grant, you will also need to do on-line counseling and complete the Agreement to Serve Application with the federal government.
9. How often do I have to apply/reapply?
Each year you will need to indicate on your FAFSA that you are interested in teaching, fill out an application and complete the Agreement to Serve Application with the federal government.
10. What happens if I change majors?
If you change majors to one ineligible for a TEACH Grant, then you will not be able to continue to receive the grant; and, if you graduate and do not pursue the teaching requirements, the grant is converted to a Direct Unsubsidized Loan with interest calculated from the point of disbursement.
11. Would I qualify for the TEACH Grant if my major is elementary education with a specialization in science or math?
Elementary education majors would not qualify for the TEACH Grant. Elementary teachers who teach many subjects would not be able to fulfill their service agreement. The majority of your time must be spent teaching one of the high-need subject areas.
12. What happens if my cumulative GPA drops below a 3.25?
If you qualify for this grant by GPA and it drops below a 3.25, then you are ineligible for the grant until your GPA returns to the 3.25 minimum.
13. Can I change my mind?
If you request, One Stop Student Services can send back the money up to 14 days after it disburses. After that, you are responsible for contacting Direct Loan Servicing, and they will work with you on repayment of funds.
14. When would I have to start making payments if it becomes a loan?
Like all Direct Unsubsidized Loans, repayment would start six months after you graduate or fall below half-time enrollment.
15. Can the grant be denied if I have reached my aggregate maximum on loans?
No, this grant is not based on need and does not factor into your aggregate limit on loans.
16. Can I get the grant for just one year? How about one semester? What if I'm going part-time?
This grant is up to $4000 per year, or up to $2,000 per semester, and is pro-rated for less than full-time enrollment.
17. What happens if I get the grant as an undergraduate and then go on to graduate school?
This grant will stay a grant and you will be expected to fulfill your teaching obligation once you complete graduate school.
18. I'm doing my student teaching right now in a low-income school in a high-need field. Does that count towards my time in my agreement to serve?
No, if you continue from one right into the other, then the requirement is four years total.
19. If I receive the TEACH Grant for my bachelor's degree and also receive the grant for a master's degree, do I have to do eight years of service?
No, if you continue from one right into the other, then the requirement is four years total.