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Rights and Responsibilities

Financial Aid Recipients Have the Right To:

  • Seek financial aid counseling.
  • Know how much aid you will receive each semester and when it will be disbursed. Refer to important dates or contact One Stop Student Services for disbursement dates.
  • Know the terms of any work-study awards you are offered.
  • Know the interest rate, repayment terms, and procedures for any loan(s) you are offered.
  • Access your financial aid file.
  • Privacy of information regarding your financial aid file. Information from your student file will not be released without your signature to anyone except University staff and financial aid donors requesting such information.
  • Receive financial aid as long as you are eligible and as long as funds are available.
  • Appeal any award decisions you feel warrant consideration due to emergency circumstances beyond your control, or office error.

Financial Aid Recipients Have the Responsibility To:

  • Check your UMD e-mail account regularly. University assigned e-mail accounts are the University's official means of communication with you
  • Read all materials sent to you.
  • Be prepared to provide the Expected Family Contribution (EFC) to cover college costs.
  • Notify One Stop Student Services if you expect to receive any assistance from an organization outside of UMD, e.g., tuition benefits, scholarships, grants, fellowships, stipends, waivers, etc...
  • Provide accurate, factual information on all financial aid forms requested, within 30 days of the request, but no later than two weeks prior to last date of attendance, whichever is earlier. Failure to do so will result in cancellation of part or all of your financial aid awards. See important dates or contact One Stop Student Services.
  • Register early. Registration after the start of a term may result in additional fees, plus a delay or cancellation of part or all of your financial aid and/or additional fees.
  • Once admitted, maintain Satisfactory Academic Progress (SAP).
  • Understand that if you withdraw from any or all of your classes, federal regulations require that all or a portion of any tuition refund you receive be credited to the financial aid funds from which you received assistance. You may also be required to repay any funds you received in excess of your tuition costs that were intended to assist you with living expenses while you attend school. Refer to the Refund Policy or contact One Stop Student Services for further information on the return of federal funds policy.
  • Check your financial aid awards disbursed to your student account against your Electronic Financial Aid Award Notice (eFAAN) each semester.
  • Know that if you are in default on any loans and/or owe aid repayments you will be denied further aid.
  • Know that if you receive aid which exceeds your calculated need, you must repay the excess.
  • Notify your UMD employer if you drop below half-time enrollment.
  • Notify One Stop Student Services if you change your name.
  • Apply for financial assistance annually.
  • Keep copies of all billing statements.