Beware of False Claims
Beware of companies that make any of the following claims or information requests:
- "The scholarship is guaranteed or your money back." No one can guarantee that they'll get you a grant or scholarship. Refund guarantees often have conditions or strings attached. Get refund policies in writing before you pay.
- "You can't get this information anywhere else." There are many free lists of scholarships. Check with your school or library before you decide to pay someone to do the work for you.
- "May I have your credit card or bank number to hold this scholarship?" Don't give out your credit card or bank account number on the phone without getting information in writing first. It may be a setup for an unauthorized withdrawal.
- "We'll do all the work." Don't be fooled. There's no way around it. You must apply for scholarships or grants yourself.
- "The scholarship will cost some money." Don't pay anyone who claims to be holding a scholarship or grant for you. Free money shouldn't cost a thing.
- "You've been selected by a national foundation to receive a scholarship" or, "You are a finalist" in a contest you have not entered. Before you send money to apply for a scholarship, make sure the foundation or program is legitimate.
The Federal Trade Commission has a toll-free phone number at 1-877-382-4357 and an online complaint form.
- UMD Information Technology Systems and Services (ITSS)
- Credit Reporting Agencies