UMD LLAS educates students on the topics of student loans, debt, credit, spending, and identity theft protection. UMD LLAS is also available to alumni with questions regarding loan repayment and finances as a post graduate.


Niki Pechinski, Financial Literacy Educator

184 Darland Administrative Building
(218) 726-7039


For questions related to FAFSA, transcripts, billing, financial aid, or registration holds please contact One Stop Student Services.

23 Solon Campus Center,
(218) 726-8000,

Schedule an Appointment

For confidential assistance with:

  • Creating a spending plan
  • Creating debt paydown strategy
  • Goal setting and saving money

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