Paying Fines and Fees

The Library automatically renews most loans (items with a loan period of three days or more) until a final renewal date is reached. For students, this end date for a regular book loan occurs six months after checkout. For courtesy card users, the end renewal date for a regular book loan is three months after the loan date. For faculty and staff of UMD, the end date for a regular book loan occurs two years after checkout. Fines won't accrue on long-term loans unless a borrower fails to return an item that is recalled or unless the borrower keeps materials beyond the renewal end date.

Materials with shorter term loan periods (such as reserve items) must be renewed or returned by the date due, or fines will accrue.

Loan Period
Regular Rate
Recall Rate
1 Week Loan - 13 Week Loan

3 Day Loan

1 Day Loan

3 Hour Loan






You may pay your fines at the Circulation desk during hours when the library is open. Ask to speak with a Circulation supervisor or lead desk assistant. Fines may be paid with cash, personal or bank check, or they can be transferred to your student account and paid for through the secure Pay UMD website along with tuition and other student fees. Loaned items that become more than 30 days past due are automatically billed as lost, and replacement fees are transferred to student tuition accounts for currently enrolled students.

To see what bills you may owe at the library, connect to "My Account" in the upper right corner of the Kathryn A. Martin Library home page. Log in with your Internet ID and password. Then select "Fines and Fees Balance."


The daily overdue fine rate for items that circulate for one week or longer is $.50 per day per item, up to a maximum of $15 per item.

Collections that circulation for three days carry a $1-per-day overdue fine.

Items on Reserve must be returned on time, or charges of $1 per hour will accrue.

The fine for failure to return a recalled item within one week is $1 per day. Keep in mind that items you check out may be recalled by other library users.

The fine for late return of a group study room key is $1 per hour or any portion of an hour when the key is returned late.

The fee for processing a check from an account with insufficient funds is $20.

Item Billed as Lost?

If an item becomes more than 30 days overdue, it will be billed as a lost item. The fee for a lost or unreturned item includes the replacement fee ($100) plus $15 for processing. Payment for a lost item does not clear any fines or fees associated with it.

If you have lost an item you borrowed from the UMD Kathryn A. Martin Library, you may replace it instead of paying the $100 replacement fee. The replacement copy must be the same edition and in "excellent" condition. The Overdues Specialist at the Library will make the final decision whether a copy is acceptable. The processing fee and overdue fines will still apply.

Items with short-term loan periods will be billed as lost even before they become 30 days overdue.

The fee for processing a check from an account with insufficient funds is $20.

Reserve Fines

Because reserve materials are assigned for class reading or viewing, overdue fines for reserve items are quite high—$1 per hour (24 hours per day), up to a maximum of $15 per item. Please be considerate of other students who may be waiting to use an item that you have checked out.


If a student or courtesy card user accumulates $10 or more in overdue fines or has four or more items that are overdue, borrowing privileges will be blocked. Faculty are not fined for items returned late but may be blocked if interlibrary loan items become overdue or if fees for unreturned items exceed $9.99. If a blocked student's fines remain unpaid for more than 30 days, the fees will be added to a currently enrolled student's Pay UMD bill. Unpaid bills may result in registration or transcript holds on a student's academic record. If you have any questions, see a Circulation staff member or call 218-726-6120.

Courtesy card users are required to pay all outstanding fines and fees, and return all overdue items, before borrowing privileges will be renewed.


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Kathryn A. Martin Library | 416 Library Drive | Duluth MN 55812-3001
Phone: 218-726-8102
©2017 University of Minnesota Duluth
The University of Minnesota is an equal opportunity educator and employer
Last modified: September 24, 2015
Library Site Coordinator: Kathryn A. Martin Library

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