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In the United States the government does not pay for health care. Your Student Services Fee pays for services at UMD Health Services and you are required to purchase health insurance. Health care in the United States is complicated and very expensive – one illness can cost hundreds of thousands of dollars and financially devastate you and your family. Therefore, for your protection, UMD mandates that all international students purchase the Student Health Benefit Plan. For more information about the plan, please visit the Office of Student Health Benefits.
Waiving the Plan
If you are covered by either of the following, you will not be required to purchase the Student Health Benefit Plan.
- A United States-based employer-sponsored health plan or;
- Graduate Assistant Insurance Plan (GA Plan) provided by the University of Minnesota
Before arriving to Duluth, please review and fill out the following forms: